As a\u00a0classic car\u00a0owner, you know your vehicle needs\u00a0special attention. \u00a0This includes coverage from\u00a0an insurance policy\u00a0that allows you to enjoy your classic car without fear of damage. \u00a0Restoring, maintaining, and showing a classic car can be a rewarding (and sometimes lucrative) hobby, but you must find the right insurance to fit the needs of your vehicle. \u00a0Whether your classic is a daily driver, you register it in shows, or it’s still just a project in the garage, these seven\u00a0tips can\u00a0make the insurance process easier:<\/p>\n
1.<\/strong> \u00a0When getting\u00a0insurance quotes, be sure to specify that the policy is for a classic car. \u00a0Traditional coverage is based on depreciated value and doesn’t necessarily apply to a classic car. \u00a0Instead, you can obtain complete coverage for all that you have invested in the car.<\/p>\n 2.<\/strong> \u00a0Which brings us to the car’s value. \u00a0Unlike modern cars, your classic car may appreciate in value over time. \u00a0Some classic car insurance policies offer an appreciation clause to account for rising values. \u00a0You may need to get the car appraised periodically (every couple of years) to ensure that your policy covers the car’s current value.<\/p>\n 3.<\/strong> \u00a0Most classic cars are not used as a primary source of transportation. \u00a0The less you drive your classic, the less the chances of an accident… and, therefore, the lower the insurance cost. \u00a0Be sure to give a realistic estimate of how much the car will be used.<\/p>\n 4.<\/strong> \u00a0Make sure that your vehicle qualifies for\u00a0classic car insurance<\/a>. \u00a0The vehicle\u2019s age is only one factor when determining if classic car insurance is a good fit. \u00a0Check with different\u00a0insurance companies to see what their criteria is, and to see if classic car insurance makes sense for your situation.<\/p>\n 5. \u00a0<\/strong>A lot of us classic car owners are getting up there in years. \u00a0But, if you’re younger, ask about required driving experience and age requirements<\/a>. \u00a0Some companies may only cover your classic car if the principle driver is over age 25, or has a certain number of years behind the wheel.<\/p>\n 6.<\/strong> \u00a0But,\u00a0what if your car is still a project? \u00a0You can (and should) protect your investment. \u00a0Some companies offer\u00a0policies for projects<\/a>, with rising coverage amounts as you progress.<\/p>\n 7.<\/strong> \u00a0And, finally, know what your responsibilities are. \u00a0Make sure you comply with the conditions of the coverage. \u00a0For example, mileage limitations, only driving in certain months (seasonal policies), or making sure the car is protected from theft and the weather by parking in a garage.<\/p>\n Many classic car enthusiasts make the mistake of assuming their standard auto insurance covers their classic car. \u00a0This is not always the case, and it may even be a more expensive option when it is. \u00a0If you’ve recently bought a classic car, or you want to shop around for classic car insurance, come to the next Pomona Swap Meet & Classic Car Show<\/a>. \u00a0There are always reps from a few different insurance carriers who can speak to you about your specific needs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":null,"protected":false},"author":98,"featured_media":5487,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"cos_headline_score":0,"cos_seo_score":0,"cos_headline_text":"","cos_headline_has_been_analyzed":false,"cos_last_analyzed_headline":[],"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[1474,1470,1464,1471,1472,1473,1458,1469,1457,1463,1467,593,1231,885,1459,1460,1468,1462,1465,1466,1461],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.pomonaswapmeet.com\/blog\/wp-content\/uploads\/2014\/06\/20140608_105604-e1402940240998.jpg?fit=1600%2C1259&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/p9nnZN-1qh","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/posts\/5473"}],"collection":[{"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/users\/98"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/comments?post=5473"}],"version-history":[{"count":5,"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/posts\/5473\/revisions"}],"predecessor-version":[{"id":5486,"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/posts\/5473\/revisions\/5486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/media\/5487"}],"wp:attachment":[{"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/media?parent=5473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/categories?post=5473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pomonaswapmeet.com\/blog\/wp-json\/wp\/v2\/tags?post=5473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}